See where your money really goes
Connect all your bank accounts in one place. Track spending automatically, discover insights, and finally feel in control of your finances.
Net balance$23,316.43
Top Spending Categories
This month's spending by category
Month over Month
October vs September
Income
$8,410.00
from $8,240.00
Expenses
$4,920.00
from $5,180.00
Net
$3,490.00
from $3,060.00
Recent transactions
-$86.42
$2,840.00
-$24.10
-$16.99
Works with all major Canadian banks
Secure read-only connections — your credentials stay with your bank.
•••• 4821
Visa Debit
RBC Royal Bank
Everything you need to understand your money
Simple, intuitive tools that make managing your finances feel less like a chore and more like self-care.
All accounts in one place
Connect your chequing, savings, credit cards, and investments. See your complete financial picture at a glance.
Smart categorization
Transactions are automatically sorted into meaningful categories. Coffee, groceries, subscriptions—instantly organized.
Visual spending insights
Beautiful charts show exactly where your money goes. Discover spending patterns you never noticed before.
Track your trends
See how your spending changes over time. Monthly comparisons help you stay on track with your goals.
Smart alerts
Get notified about unusual spending, upcoming bills, and when you're approaching budget limits.
Bank-level security
256-bit encryption, read-only access, and SOC 2 compliance. Your data is as secure as it is at your bank.
Get started in three simple steps
No complicated setup. No learning curve. Just connect and start seeing where your money goes.
- Connect a bankSecured by PlaidSearch 12,000+ institutions
BMOLast synced just nowConnected
TDLast synced just nowConnected
CIBCPersonal • BusinessContinue
RBCPersonal • BusinessConnect
National BankPersonal • BusinessConnect
ProsperaPersonal • BusinessConnectRead-only access2 of 6 linked01Step 1 — ConnectLink your accounts in seconds
Pick from 12,000+ banks and brokerages. You authenticate directly with your bank—Peppermint only ever gets read-only access, so money can never move.
- Secured by Plaid
- Bank-level 256-bit encryption
- Revoke access anytime from settings
- Syncing your accountsLive
Balances, transactions and categories streaming in from every account in real time.
12Accounts1,284TransactionsAutoCategories02Step 2 — SyncWatch your data flow in
The moment you connect, Peppermint pulls balances and 24 months of transactions. Everything auto-categorizes as it streams in—no spreadsheets, no manual entry.
- Instant historical import
- Auto-categorized merchants
- Real-time balance updates
- Net worth+12.4%$48,219vs last monthJanMarMayJulSepDecIncome$6,240+3.2%Spending$2,891−5.1%Saved$3,349+18%03Step 3 — Clarity
See the full picture
Your dashboard lights up with net worth, cash flow, and spending trends. Ask questions, spot patterns, and make confident decisions with your whole financial life in one view.
- Net worth tracking
- Category trends over time
- Smart alerts when things change
Your security is our top priority
We partner with Plaid, the same trusted service used by Venmo, Robinhood, and thousands of other financial apps. Your bank credentials never touch our servers.
256-bit encryption
Your data is encrypted with the same standards used by banks.
Read-only access
We can only view your transactions. We can never move your money.
Secure infrastructure
Hosted on enterprise-grade servers with 24/7 monitoring.
No stored credentials
We never see or store your banking passwords.
Simple, transparent pricing
Start simple and upgrade when you're ready. No hidden fees, cancel anytime.
Starter
Perfect for getting started
- Connect up to 2 accounts
- Custom transaction categories
- Monthly spending summaries
- Search and filter history
- Data export (CSV)
Plus
For serious money management
- Everything in Starter, plus:
- Connect unlimited accounts
- Automatic categorization
- Cash-flow trends & forecasting
- Custom automation rules
- Priority support
Frequently asked questions
Still have questions? Get in touch
Start today
Ready to see the full picture of your money?
Connect accounts in minutes, keep every transaction in one place, and spot patterns before they become problems. Starter is $8/month—move up to Plus when you outgrow it.
- Read-only bank connections
- AES-256 encryption
- Cancel anytime
Starter from $8/month • Cancel anytime